GAP insurance for your Audi

Make sure your new Audi is covered by specialist GAP insurance


Audi TT

Whether you’re making a solid investment in an Audi A3 or going for a sporty Audi TT, we can help you save over 75% on main dealer prices for Gap Insurance!

More about Gap insurance for your new Audi

We offer GAP insurance on new and used Audis - and tailor our policies so that you get the right policy whether you paid cash or used a car finance product (for instance PCP or leasing).

As the largest independent provider of Gap Insurance products in the UK today we deal directly with major quality A rated insurers, fully FCA registered and covered by the Financial Services compensation scheme. Our products are specialist GAP insurance, and we are an independent provider able to give you the very best advice to protect your vehicle. Our policies are fully tailored to the needs of Audi buyers and the types of finance used to buy cars - you can choose between terms and types of product.

Our Audi Gap Insurance Products

Finance / Lease / Contract Hire Gap Insurance
If you have used a car finance product to buy your Audi, this policy pays the difference between the vehicle valuation at the point of total loss and the cost of settling your Lease, Contract Hire or Hire Purchase agreement.

Return to Invoice Gap Insurance
Pays the difference between the vehicle valuation on your Audi at the point of total loss and the original purchase invoice price of the vehicle.

Vehicle Replacement Insurance
Pays the difference between the vehicle valuation on your Audi at the point of loss and the cost of replacing the vehicle with a new vehicle of the same specification or of similar age if the vehicle was not new when purchased if your vehicle is written off.

All our policies have the additional benefits with policy terms of up to five years on new and used Audi vehicles. There are no mileage restrictions and all policies cover up to £250 motor insurance excess in the event of total loss. You can even transfer your policy if you decide to change the vehicle early.

We cover all Audi vehicles:
Audi A1, Audi A2, Audi A3, Audi A4, Audi A5, Audi A6, Audi A7, Audi A8, Audi Q3, Audi Q5, Audi Q7, Audi TT, Audi R8 - in fact most vehicles can be covered provided the cover is purchased within 180 days of ownership of the vehicle.

GAP insurance from Direct GAP is better value than dealer insurance for several reasons. Firstly, all insurance policies incur IPT (Insurance Premium Tax). This is the amount that is paid to the government on any insurance policy that you buy. This tax is levied on any insurance policy you purchase including home, motor and travel. The dealer is taxed at a rate of 20% on the sale of a gap insurance policy, where independent agents such as ourselves are charged at a lower rate of 12%. This immediately gives a saving of 8%. Secondly there is the level of income or sales commission that the dealer makes from selling you insurance products. Typically in a motor dealers operation, the second biggest profit centre after selling the vehicle is the income derived from insurance sales.

If you find any significant difference between our policy and the manufacturer's we guarantee to give you a policy for free!

 


By Beate Kubitz at 14 Dec 2013, 00:00 AM